ANALISIS KONDISI PENYANGGA MODAL PADA BANK KONVENSIONAL DI INDONESIA

The purpose of this study is to determine the condition of the capital buffer of conventional banks in Indonesia in 2017 to 2019 and to determine the effect of LDR, ROE, NPL, and Bank Size on the capital buffer of conventional banks in Indonesia in 2017 to 2019. Types of data used in this study is secondary data taken from the financial statements of the Financial Services Authority (OJK). This study uses panel data regression analysis. The results of this study indicate that ROE has a significant positive effect, LDR has a significant negative effect, NPL has a significant positive effect, and Bank Size has a significant negative effect on capital buffer