UTJECAJ PANDEMIJE COVID-19 NA POTRAŽNJU ZA DOBROVOLJNIM ZDRAVSTVENIM OSIGURANJEM : Diplomski rad

Osnovni cilj ovog rada bio je ispitati utjecaj pandemije COVID-19 na potražnju za dobrovoljnim zdravstvenim osiguranjem u Republici Hrvatskoj. Rezultati analize podataka prikupljenih anketnim upitnikom na uzorku od 279 ispitanika, pokazali su da ne postoji povezanost između potreba za korištenjem zdravstvenih usluga tijekom pandemije i potražnje za dobrovoljnim zdravstvenim osiguranjem. Prema tome, pandemija nije rezultirala u većoj potražnji za dobrovoljnim zdravstvenim osiguranjem. Također, došlo se do spoznaje da se pandemija COVID-19, iako dovodi do negativnih promjena u dohotku dijela ispitanika, nije odrazila na smanjenje potražnje za policama dobrovoljnog zdravstvenog osiguranja.The main goal of this paper was to examine if the COVID-19 pandemic has effect on the voluntary health insurance demand in the Republic of Croatia. The results of the analysis of data collected by the questionnaire based on the sample of 279 respondents, have shown that there is no correlation between the need for healthcare services during the pandemics and voluntary health insurance demand. Accordingly, pandemics did not result in greater voluntary health insurance demand. In addition, it was confirmed that the COVID-19 pandemic, although resulting in negative changes in income of some respondents, did not decrease demand for voluntary health insurance policies