ANALISIS FAKTOR YANG MEMPENGARUHI ALOKASI PEMBIAYAAN USAHA MIKRO KECIL MENENGAH (UMKM) PADA BANK UMUM SYARIAH DI INDONESIAANALISIS FAKTOR YANG MEMPENGARUHI ALOKASI PEMBIAYAAN USAHA MIKRO KECIL MENENGAH (UMKM) PADA BANK UMUM SYARIAH DI INDONESIA

This thesis aims to analyze the influence of the variables of Third Party Funds (DPK), Inflation, and BI Rate on the allocation of financing for Micro, Small and Medium Enterprises (MSMEs) in Islamic Commercial Banks in Indonesia. The data used in this study are secondary data taken monthly during the period of November 2017-August 2020. The sampling technique used in this study is satuRated samples. The analytical method used in this research is the Multiple Regression Analysis. The results in this study indicate that the variable amount of Third Party Funds has a significant positive effect on the allocation of MSME financing for Islamic Commercial Banks with a significance level of 0.000. In the inflation variable, it has a positive and insignificant effect on the allocation of MSME financing for Islamic Commercial Banks with a significance level of 0.628. The BI Rate variable has a significant negative effect on the allocation of MSME financing for Islamic Commercial Banks with a significance level of 0.018