Financial schemes for active ageing and elderly well-being improvement

The result was supported by the students’ project “Wealth and poverty as a problem in terms of economics of productive consumption” with support for specific university research grant at the University of Finance and Administration 2020.This paper aims to enlighten those issues and suggests prepaid health schemes as a supplementary financing scheme for voluntary healthcare provision, provided that the solid universal health care system is maintained well. At the same time, it tracks the changes in specific needs of the elderly and emphasizes the link to pension systems and their extensions as the reliable resource of financing voluntary care for the elderly. Methodologically we use empirical analysis of social system settings, SWOT analysis for the prepaid programmes, theoretical explanation of the financing mechanisms targeted at older age and general theory of public finance and social security [...]