Profitability and business development of foreign banks in Hong Kong: the case of European banks in developing trade finance business.

by Poon Kai Leung, James.Thesis (M.B.A.)--Chinese University of Hong Kong, 1992.Includes bibliographical references (leaves 85-86).ABSTRACT --- p.iTABLE OF CONTENTS --- p.iiiLIST OF TABLES --- p.vLIST OF FIGURES --- p.viPREFACE --- p.viiCHAPTERChapter 1. --- INTRODUCTION --- p.1Review of the Economic and Banking Environment --- p.1Objectives and Scope of the Project --- p.6Research Methodology --- p.8Limitations --- p.11Chapter 2. --- THE BANKING SYSTEM： AN OVERVIEW --- p.18Banking Structure --- p.18Function and Operation --- p.19Interbank Ownership --- p.20Representative Offices --- p.20Legislative Framework --- p.21Commissioner of Banking --- p.22Banking Associations --- p.23Interest Rate Rules --- p.24Chapter 3. --- OVERVIEW OF INSTRUMENTS USED IN TRADE FINANCING --- p.26Letter of Credit --- p.26Shipside bond/Shipping Guarantee --- p.35Trust Receipt --- p.36Chapter 4. --- ORGANIZATIONAL STRUCTURE --- p.38Credit and Marketing Department --- p.39Operations Department --- p.42Treasury Department --- p.43Modified Organizational Structure --- p.44Chapter 5. --- CREDIT POLICY AND PROCEDURES --- p.48Principles of Lending and Risk Assessment --- p.48Guidelines in Credit Reporting --- p.55Financial Statement Analysis --- p.61Assessment of Credit Limits --- p.66Chapter 6. --- MARKETING / LENDING OF TRADE FINANCING --- p.70Objectives --- p.71Preparation --- p.73Implementation --- p.73Follow-up --- p.74Chapter 7. --- SUMMARY AND CONCLUSION --- p.76APPENDIX --- p.79BIBLIOGRAPHY --- p.8