© 2020 Elsevier Ltd The microscopic theory of chemical reactions is based on transition state theory, where atoms or ions transfer classically over an energy barrier, as electrons maintain their ground state. Electron transfer is fundamentally different and occurs by tunneling in response to solvent fluctuations. Here, we develop the theory of coupled ion-electron transfer, in which ions and solvent molecules fluctuate cooperatively to facilitate non-adiabatic electron transfer. We derive a general formula of the reaction rate that depends on the overpotential, solvent properties, the electronic structure of the electron donor/acceptor, and the excess chemical potential of ions in the transition state. For Faradaic reactions, the theory pre...