Prosedur Pengajuan dan Pencairan Deposito Berjangka pada PT. Bank Perkreditan Rakyat Artha Buana Krian Sidoarjo

This Final Assignment research was conducted at PT.BPR Artha Buana Krian Sidoarjo, the author conducted research on one of the existing deposit products at the bank. The product is a time deposit. The objectives to be achieved from this research are to find out and recognize the procedure for time deposits at PT. BPR Artha Buana Krian Sidoarjo. The author uses descriptive research methods with data collection techniques, namely interviews, heritage studies, documentation studies, and observations. Based on the research conducted, it can be seen that this time deposit product has the highest interest rate among other bank simoanan products. Then this time deposit has the terms and conditions fulfilled, the next step is the time deposit procedure. In addition, the calculation of interest on time deposits is calculated based on an agreed period of time at the beginning. Then the disbursement of deposits can be made in cash or non-cash. If the disbursement of the time deposit is withdrawn before maturity, the current interest on the time deposit is not given. Keywords : Procedure, Implementation, Time Deposit, PT.BPR Artha Buana Krian