Analisis Pengaruh Pendapatan Bagi Hasil Pembiayaan Mudharabah Dan Musyarakah Terhadap Return On Investment (ROI) Pada PT. Bank Syariah Bukopin Periode 2011-2020

The purpose of this study was to determine the effect of revenue sharing for the results of mudharabah and musyarakah financing on Return On Investment (ROI) at PT. Bukopin Sharia Bank 2011-2020. There are two principles of financing in Islamic banks, namely profit sharing (mudharabah) and profit sharing (musharaka). This study uses theresearch method Partial Adjustment Model (PAM). The population in this study is Islamic banking which is included in the group of Islamic Commercial Banks. The sample used in this study is Bukopin Sharia Bank and is sourced from data from the Bukopin Sharia Bank annual financial report data. The data used in this study uses secondary data, namely data obtained indirectly from the source in the form of Bukopin Sharia Bank annual financial report data taken from the official website www.syariahbukopin.co.id. From the research that has been done, the results of thefinancing variables mudharabah and musyarakah have a positive effect on Return On Investment (ROI). Based on the results of this study, it is expected that Islamic banking will further increase mudharabah and musyarakah financing, these two products are the hallmarks of Islamic banks, namely profit sharing because they can affect the rate of return on investment