YOUTH'S ATTITUDES ON PREFERED COMMUNICATIONS CHANNELS OF RETIREMENT EDUCATION IN REPUBLIC OF CROATIA

Financijska i mirovinska pismenost ključ su suvremenog funkcioniranja svakog pojedinca i definiraju njegovo trenutno, ali i blagostanje u budućnosti. Unatoč dostupnosti informacija i značajnom broju kanala kojima se plasiraju, iste ne dolaze uvijek do ciljanih skupina na odgovarajuće načine, što uzrokuje nedovoljnu educiranost stanovništva o ključnim pitanjima za njihovu vlastitu budućnosti. Prema tome, svrha rada je istaknuti važnost financijske, a posebice mirovinske pismenosti, prvenstveno kod mlađe populacije. Osim prikaza teorijskih osnova, rad sačinjava i konkretno istraživanje koje ispituje stavove mladih u Republici Hrvatskoj, a koji se tiču mirovinskog sustava, kanala komunikacije i kvalitete informacija o mirovinskom sustavu koje primaju. Pritom, korištene su: metoda deskripcije, sinteze, analize, klasifikacije, dedukcije i indukcije kao i metode deskriptivne statistike za prikaz rezultata istraživanja.Financial and pension literacy are the key to the modern functioning of each individual and define his current, but also his well-being in the future. Despite the availability of informations and the significant number of channels through which they are placed, they do not always reach the target groups in appropriate ways, which causes insufficient education of the population on key issues for their own future. Therefore, the purpose of this paper is to emphasize the importance of financial, and especially pension literacy, primarily among the younger population. In addition to presenting the theoretical foundations, the paper also includes a specific research that examines the attitudes of young people in the Republic of Croatia, concerning the pension system, communication channels and the quality of information about the pension system they receive. In doing so, the following methods were used: methods of description, synthesis, analysis, classification, deduction and induction, as well as methods of descriptive statistics to present research results