Mortgage servicers are responsible for handling the day-to-day processing of mortgage loans. These responsibilities include processing borrower payments, transferring funds to trustees and investors, and answering borrower inquiries. Mortgage servicers are also responsible for handling delinquent loans when a borrower is late making payments. If a borrower does not cure the delinquency, mortgage servicers are responsible for choosing whether to pursue a foreclosure sale or to implement a loss mitigation option
Banks are neither private attorneys general nor bounty hunters, armed with a roving commission to se...
This article examines voluntary efforts by mortgage servicers to resolve the mortgage debt overhang ...
The goal of this paper is precisely to consider how the banking regulation and mortgage market refor...
(Excerpt) The Consumer Financial Protection Bureau ( CFPB ) makes sure that borrowers are treated f...
Despite record losses to investors, homeowners, and surrounding communities, the foreclosure crisis ...
This Article provides a framework for regulating mortgage brokers. After introductory comments about...
This article discusses a case involving a California lender’s duty to explore options to prevent...
This Article argues that a principal-agent problem plays a critical role in the current foreclosure ...
The subprime mortgage crisis was not only an economic disaster but posed challenges to traditional r...
A letter report issued by the Government Accountability Office with an abstract that begins "Entitie...
As foreclosure initiations have soared over the past couple of years, many have questioned whether m...
Regulatory Q&A discusses a variety of topics including payday lending, notifications regarding priva...
The global financial crisis--which arose in great measure from millions of bundled mortgage loans wh...
The death of a borrower too often brings the surviving spouse or other heirs to the brink of foreclo...
The subprime mortgage crisis was not only an economic disaster but posed challenges to traditional r...
Banks are neither private attorneys general nor bounty hunters, armed with a roving commission to se...
This article examines voluntary efforts by mortgage servicers to resolve the mortgage debt overhang ...
The goal of this paper is precisely to consider how the banking regulation and mortgage market refor...
(Excerpt) The Consumer Financial Protection Bureau ( CFPB ) makes sure that borrowers are treated f...
Despite record losses to investors, homeowners, and surrounding communities, the foreclosure crisis ...
This Article provides a framework for regulating mortgage brokers. After introductory comments about...
This article discusses a case involving a California lender’s duty to explore options to prevent...
This Article argues that a principal-agent problem plays a critical role in the current foreclosure ...
The subprime mortgage crisis was not only an economic disaster but posed challenges to traditional r...
A letter report issued by the Government Accountability Office with an abstract that begins "Entitie...
As foreclosure initiations have soared over the past couple of years, many have questioned whether m...
Regulatory Q&A discusses a variety of topics including payday lending, notifications regarding priva...
The global financial crisis--which arose in great measure from millions of bundled mortgage loans wh...
The death of a borrower too often brings the surviving spouse or other heirs to the brink of foreclo...
The subprime mortgage crisis was not only an economic disaster but posed challenges to traditional r...
Banks are neither private attorneys general nor bounty hunters, armed with a roving commission to se...
This article examines voluntary efforts by mortgage servicers to resolve the mortgage debt overhang ...
The goal of this paper is precisely to consider how the banking regulation and mortgage market refor...