PENGARUH PEMBIAYAAN, NON PERFORMING FINANCING (NPF), FINANCING TO DEPOSIT RATIO (FDR), DAN DANA PIHAK KETIGA TERHADAP PROFITABILITAS PERBANKAN SYARIAH DI INDONESIA (Studi Masa Pandemi Covid-19)

This study aims to determine the influence of Financing, NPF, FDR, and DPK to partially and simultaneously affect the profitability of Sharia banking in Indonesia. This type of research uses quantitative method, quantitative survey, which is a survey conducted in the form of quarterly financial statements of Sharia Commercial Banks. This type of data is used as supporting data in the form of quarterly financial statements of Sharia commercial banks. With the aim to know the influence of Financing, NPF, FDR, and DPK affect partially and simultaneously on the profitability of Sharia banking in Indonesia. Thus, the method used to collect this data uses documents containing secondary data, especially data collected by other parties. Data can be obtained from the funding history of Sharia Commercial Banks against Financing, NPF, FDR, DPK and ROA obtained from the quarterly financial statements of Sharia Commercial Banks (BUS). This study concluded that partially impacting the variable non-performing financing and third party funds of Covid-19 as a whole on the financial system of sharia banking industry in Indonesia has an impact on profitability (ROA), while financing and financing to deposit ratio has no significant influence on ROA. Hypothetical test results on variables such as Financing, NPF, FDR, and DPK simultaneously show an influence on profitability (ROA)