We develop a constructive theory of finite multisets in Homotopy Type Theory, defining them as free commutative monoids. After recalling basic structural properties of the free commutative-monoid construction, we formalise and establish the categorical universal property of two, necessarily equivalent, algebraic presentations of free commutative monoids using 1-HITs. These presentations correspond to two different equational theories invariably including commutation axioms. In this setting, we prove important structural combinatorial properties of finite multisets. These properties are established in full generality without assuming decidable equality on the carrier set. As an application, we present a constructive formalisation of the re...