Pengaruh Niat Berperilaku, Literasi Keuangan, dan Kecerdasan Spiritual terhadap Pengelolaan Keuangan Keluarga Muslim di Sidoarjo

This study analyzes the effect of behavioral intentions, financial literacy, and spiritual intelligence on financial management of Muslim families. This study uses the variable independent of Muslim Family Financial Management, the variable dependent is Intention to Behavior, Financial Literacy, and Spiritual Intelligence. The survey was conducted with a total of 128 respondents who are Muslim, and live in Sidoarjo, already have a family, and become a financial manager in their family. This study uses a non-probability sampling technique. The data collected were analyzed through structural equation modeling (Structural Equation Modeling) WarpPLS 6.0 as a tool. The results of this study indicate that Behavioral Intention, Financial Literacy, and Spiritual Intelligence significantly affect the Financial Management of Muslim Families. Keywords: Behavioral Intention, Financial Literacy, Spiritual Intelligence, Muslim Family Financial Management