Pengaruh Rasio Likuiditas, Kualitas Aset, Sensitivitas, Efisiensi, dan Good Corporate Governance terhadap Profitabilitas pada Bank Pembangunan Daerah Konvensional

Bank is a finansial institutions that has an important role in the macro economics. The purpose of this study is to determine the effects of liquidity ratio, asset quality, sensitivity, efficiency, and Good Corporate Governance toward profitability in Conventional Bank Pembangunan Daerah Conventional. BPD Jambi, BPD DIY, and BPD SulutGo were the samples in this study. The data collection method used secondary data and documentation. The period of this study from first quarterly, 2015 until second quarterly, 2020. This study used purposive sampling. The results of this study revealed that LDR, LAR, IPR, NPL, APB, IRR, FBIR, and GCG have a significant effect on ROA simultaneously. LDR, APB, IRR and GCG have a positive insignificant effect on ROA. LAR, IPR, and NPL partially have a negative insignificant effects on ROA. FBIR has a positive significance on ROA partially