Kredit dan Jaminan : Tinjauan Yuridis Perjanjian Kredit Dengan Jaminan Buku Pemilikan Kendaraan Bermotor (BPKB) (Studi di Koperasi Simpan Pinjam Sae Ngawi)

This study contains a credit agreement or loan agreement with the guarantee of the Motor Vehicle Ownership Book (BPKB) made by the Savings and Loans Cooperative SAE Ngawi as a creditor with the debtor. This study discusses the legal relationship that gives birth to rights and obligations between the parties which have been made and agreed in writing. The research method used by the author is normative juridical which examines the form and content of the credit agreement or loan agreement with the guarantee of the Motor Vehicle Ownership Book (BPKB) at the SAE Ngawi Savings and Loan Cooperative and the legal relationship between the parties in this credit agreement or loan agreement. . The type of research used by the author in this study is descriptive research by solving the problems investigated by describing the current state of the subject or object of research based on the facts seen. The type of data used in this study is secondary data. Data collection methods in this research are literature study and interviews. Then the data analysis method used in this research is the qualitative normative method. The research results obtained from this study indicate that the credit agreement or loan agreement made by the parties is in accordance with Article 1754 of the Civil Code. That the rights and obligations that have been agreed upon by the parties are carried out properly and that no party has defaulted or acted against the law