France experiences catastrophic floods on a yearly basis, with significant societal impacts. In this study, we use multiple sources (insurance datasets, scientific articles, satellite data, and grey literature) to (1) analyze modern flood disasters in the PACA Region; (2) discuss the efficiency of French public policy instruments; (3) perform a SWOT analysis of French flood risk governance (FRG); and (4) suggest improvements to the FRG framework. Despite persistent government efforts, the impacts of flood events in the region have not lessened over time. Identical losses in the same locations are observed after repeated catastrophic events. Relative exposure to flooding has increased in France, apparently due to intense urbanization of floo...