Perbedaan Paradigma Ekonomi Konvensional dan Ekonomi Islam\ud dalam Teori dan Realita\ud (Perspektif Mikro)

Conventional economy is different from Islamic economy. The former is based on the\ud behavior of economic units that is not tied to certain Sharia norms. On the contrary, the latter\ud asserts that individual behavior is limited to Sharia rules. In practice, conventional economy only\ud pays attentions to changes taking place in economic variables. In contrast, not only does Islamic\ud economy focuses on the changes, it also avoids what Sharia forbids. The behavior of Islamic\ud economy actors is based on the theory of Islamic economy (consisting of such concepts as tauhid,\ud ‘adl, nubuwah, khilafah dan ma’ad), and its principles: ownership, freedom and social justice. In practicing\ud these, the actors of Islamic economy are guided by ethics. Rules like these are not to be\ud found in conventional economy, in which rentseeking can distort economic pratices which may\ud lead to business failures and economic unstability