Pensions Funds in the Czech Republic and their Effectiveness

The work deals with the characteristics of pension fund types in the Czech Republic. The main object of this thesis is to discover the possibility, which brings the biggest money return for the retirement. It touches both history, the present situation of the pension reform and briefly depicts the future prospects of the pension reform. The work contains summarisation and comparison of the pension funds with other investment and saving products offered by banks in the Czech Republic. The fund comparison is based on couple of criteria - the number of participants in the funds, the size of the assets in the funds, risk and average profitability All indicators are from the years 2013 and 2014. Investing and saving products are building saving, saving account and unit trust. The analysis of effectiveness of pension funds confirm that savings into pensions funds bring the biggest money return for the retirement. I mainly used annual reports from pension companies, the website of the Ministry of Finance and Economic Indicators of the Association of Czech pension companies as main data sources