Alternatívne zdroje dát pre hodnotenie úverovej bonity klienta

Thesis deals with the data of alternative sources for evaluation of the creditworthy clients. The aim of this work is to explore and propose data of alternative sources that could be used in the future as a creditworthiness of the client. A complementary objective is to explore the possibilities of implementing the proposed methods, particularly in a view of the restricted applicable legislation. The theoretical part contains findings from the literature on banking transactions, the risk arising from these transactions, rating and scoring systems and credit registers. The research is based on implementations of the additional resources for evaluating creditworthy clients from historical functioning system