Kad kredit: Isu keselamatan dalam perbankan elektronik dan penggunaannya di sisi syara’

Backing businesses in Malaysia are undergoing rapid changes in adapting themselves to the current situation.Electronic banking is a new challenge in the current information era especially in realizing the modes concerning visual transactions.Credit cards seemed to be a popular tool in implementing a visual transaction particularly related to payments. Among the main problems in internet banking is the encroachment of customers’ information such as that of credit cards.Basically, this encroachment can occur in two situations, whereby non-responsible party has access to the customers’ personal information during banking services through the internet a s well as an approach termed as “phishing” or theft of identity through the fasleweb-sites. Nevertheless, the customers, especially the Muslim ummah, are always dubious at the credit cards as they are presumed to be against the syara’.Hence, this article aims at looking at the safety issues pertaining to the use of credit cards through the on-line trasactions as well as the use of credit cards for daily tracsactions based on syara’