Living in poverty and persistent low income has detrimental impacts on many facets of the lives of parents and children. During the early years of the new millennium this was of primary concern to the Scottish and UK governments: in response, policies were implemented to improve children's developmental outcomes, and to increase both maternal employment and levels of income for low paid and unemployed families. Previous qualitative research on families living in poverty revealed that families have varying degrees of additional vulnerability depending on their levels of social assets, e.g. social support, and financial vulnerabilities, e.g. debt and financial stress. High levels of social assets appeared to attenuate, and low levels...