Pengaruh Kecerdasan Spiritual dan Literasi Keuangan terhadap Pengelolaan Keuangan Keluarga dengan Mediasi Niat Berperilaku

Family financial management is a fund management activity in order to achieve this prosperity, good financial management is needed so that money can be managed properly. This study aims to examine the effect of spiritual intelligence and financial literacy on family financial management by mediating behavioral intentions. The sample in this study were 116 respondents who live in the city of Gresik, Surabaya and Sidoarjo. This study uses Structural Equation Modeling analysis on PLS (Partial Least Square). The results of this study indicate that there is a significant positive effect of spiritual intelligence and behavioral intention on the Behavior of Family Financial Management. In addition, financial literacy has no significant positive effect on family financial management. This research implies the need for family financial managers to increase spiritual intelligence and strong intentions by managing finances well