Pengaruh Return On Assets, Financing To Deposite Ratio, Biaya Operasional Pendapatan Operasional, dan Non Performing Financing terhadap Tingkat Bagi Hasil Deposito Mudharabah

The Mudharabah Deposit Profit Sharing Rate is the distribution of profit sharing by the fund manager involving Islamic banking and the owner, namely the mudharabah deposit customer. This research aims to determine the effect of Return On Assets (ROA), Financing To Deposite Ratio (FDR), Operational Costs on Operational Income (BOPO), and Non Performing Financing (NPF) on the Mudharabah Deposit Profit Sharing Rate. The population in this study were Islamic Commercial Banks registered with the Financial Services Authority (OJK) in 2015-2019. Data analysis was performed using descriptive statistics and classical assumption tests and hypothesis testing using multiple linear regression methods, the results of this study indicate that Return On Assets, Financing To Deposite Ratio, and Operational Costs on Operational Income have an effect on the Mudharabah Deposit Profit Sharing Rate. Meanwhile, Non Performing Financing has no effect on the Mudharabah Deposit Profit Sharing Rate. Keyword: THBDM, ROA, FDR, BOPO, and NP