Predikisi Risk Tolerance, Risk Perception, Financial Literacy dan Tingkat Pendapatan terhadap Keputusan Investasi Masyarakat di Lamongan, Gresik dan Surabaya

This study aims to examine the effect of risk tolerance, risk perception, financial literacy, and income levels on investment decisions in Lamongan, Gresik, and Surabaya. The sample in this study consisted of 168 respondents with criteria, namely investors aged 22-50 years, domiciled in Lamongan, Gresik, and Surabaya, had a minimum income of IDR 4,000,000, and had investments in low risk assets and medium risk assets. The sampling technique was carried out by means of snowballing sampling. Data analysis used Logical Regression in SPSS (Social Package For the Social Science). The results in this study indicate that risk tolerance has no significant effect in predicting investment decisions, risk perception has no significant effect in predicting investment decisions, financial literacy has no significant effect in predicting investment decisions, and income levels have a significant effect in predicting investment decisions