On the Nature of the Hard X-ray Sources SWIFT J1907.3-2050, IGR J12123-5802 and IGR J19552+0044

The INTEGRAL and Swift hard X-ray surveys have identified a large number of new sources, among which many are proposed as Cataclysmic Variables (CVs). Here we present the first detailed study of three X-ray selected CVs, Swift J1907.3-2050, IGRJ12123-5802, and IGRJ19552+0044 based on XMM-Newton, Suzaku, Swift observations and ground based optical and archival near-infrared/infrared data. Swift J1907.3-2050 is highly variable from hours to months-years at all wavelengths. No coherent X-ray pulses are detected but rather transient features. The X-ray spectrum reveals a multi-temperature optically thin plasma absorbed by complex neutral material and a soft black body component arising from a small area. These characteristics are remarkably similar to those observed in magnetic CVs. A supra-solar abundance of nitrogen could arise from nuclear processed material from the donor star. Swift J1907.3-2050 could be a peculiar magnetic CV with the second longest (20.82 hours) binary period. IGRJ12123-5802 is variable in the X-rays on a timescale of greater than or approximately 7.6 hours. No coherent pulsations are detected, but its spectral characteristics suggest that it could be a magnetic CV of the Intermediate Polar (IP) type. IGRJ19552+0044 shows two X-ray periods, approximately 1.38 hours and approximately 1.69 hours and a X-ray spectrum characterized by a multi-temperature plasma with little absorption. We derive a low accretion rate, consistent with a CV below the orbital period gap. Its peculiar near-infrared/infrared spectrum suggests a contribution from cyclotron emission. It could either be a pre-polar or an IP with the lowest degree of asynchronism