Pengaruh aktivitas produktif, dana pihak ketiga, dan non performing loan terhadap kinerja operasional Bank Umum konvensional yang terdaftar di Bursa Efek Indonesia periode 2013-2015

ABSTRAKPenelitianinidilakukan di bank umumkonvensional yang terdaftar di BEI periode 2013-2015.Tujuanpenelitianuntukmengetahuipengaruhantaraaktivaproduktif, danapihakketiga, danNon Performing Loan (NPL) terhadapkinerjaoperasionaldengansampelsebanyak 20 bank umumkonvensional. Pemecahanmasalahmenggunakanteknikanalisisregresi linier berganda.Berdasarkanhasilanalisismakadiketahuibahwaaktivaproduktifberpengaruhpositifdantidaksignifikanterhadapkinerjaoperasional (BOPO).Dana pihakketigaberpengaruhnegatifdansignifikankinerjaoperasional (BOPO).Non performing loan (NPL) berpengaruhnegatifdantidaksignifikanterhadapkinerjaoperasional (BOPO).Kata kunci: Aktivaproduktif, danapihakketiga, NPL, dan BOPO. ABSTRACTThis research is conducted in conventional commercial bank registered in BEI period 2013-2015. The purpose of this research is to know the influence between productive assets, third party funds, and Non Performing Loan (NPL) on operational performance with 20 conventional commercial banks. Problem solving using multiple linier regression analysis techniques. Based on the results of the analysis it is known that productive assets have a positive and insignificant effect on operational performance (BOPO). Third party funds have a negative and significant operational performance (BOPO). Non performing loan (NPL) has negative and insignificant effect on operational performance (BOPO).Keywords: Earning assets, third party funds, NPL, and BOP