Pengaruh Likuiditas, Kualitas Aset, Sensitivitas Pasar, Efisiensi Terhadap ROA (Return On Asset) pada Bank Swasta Nasional Devisa

The aims of this study to evaluate the influence of liquidity, asset quality, market sensitivity, and efficiency on ROA simultaneously and partially and also to know the dominant effect on ROA. The population of this study is Natioanl Private Foreign Exchange Banks with purposive sampling method. This study used secondary data which taken from financial statements from the first quarter of 2014 to second quarter of 2019. The sample of this study are Bank Bukopin, Bank ICBC and Bank Mayapada. This study used documentation to collect data and data analysis technique used descriptive and multiple linier analysis. The result of this study revealed that LDR, NPL, APB, PDN, IRR, BOPO and FBIR have the significant influence on ROA simultaneously. LDR, LAR, BOPO and FBIR have the significant influence on ROA partially. The most dominant variable is BOPO with contribution 85,12 percent. Keywords :Liquidity, Asset Quality, Sensitivity toMarket, Efficiency and RO