A Study on the Rural Medical Insurance System in China ——based on the orientation of establishing rural social medical insurance

新型农村合作医疗是我国现行的农村医疗保险制度，至今它仍面临低公平与低效率并存的难题，未能有效减轻农民的医疗负担。对此，党中央高度重视，从2005年开始连续五年在一号文件涉及新农合完善的问题；学术界亦有不少学者积极探索其改革模式，但依然未能找到解决问题的理想路径。因而，寻找一个相对比较公平合理、既可行又可操作、且有效率的农村医疗保险制度模式，尤显当务之急。 本文以保险学、经济学和风险管理学为理论依托，在制度公平和效率的理论框架的指导下，深入剖析我国的新农合制度，并借鉴国外农村医疗保险制度的实施经验，对我国农村医疗保险制度进行再设计，旨在改革我国现行的农村医疗保险制度模式，使之既体现公平又实现效...The current rural medical system----“xinnonghe”----has walked into an imbalance of unfairness and inefficiency, which hasn’t reduced the medical burdens of rural residents in China. Since 2005, center government has tried to improve such situation by putting it as a top priority for 5 consecutive years. Also, we could see in the academic level, scholars are looking for a better solution with no sa...学位：经济学博士院系专业：经济学院金融系_金融学(含保险学)学号：1562007015371