PENGARUH PEMBERIAN KREDIT USAHA RAKYAT (KUR) BANK KONVENSIONAL TERHADAP LABA UMKM DI KOTA MALANG

The purpose of this study was to determine the effect of conventional bank people's business credit (KUR) on the profits of SMEs in Malang City. This type of research is a quantitative research. The population used in this study were SMEs in Malang with a total of 1195 units. Based on the sampling technique with the Slovin formula, 92 samples were obtained. This research uses a questionnaire method which is distributed to SMEs in Malang. The data analysis technique used is simple linear regression. The results showed that the provision of conventional bank people's business credit (KUR) had a positive effect on the profits of SMEs in Malang City