Developments in the Laws Affecting Electronic Payments and Financial Services

This survey year offered developments too numerous to cover, as often is the case. We debated which developments to include and decided to showcase different types of products and services, different providers, and different regulators. Part II views issues related to stimulus payments arising from the COVID-19 pandemic. Part III reports on litigation over whether retailers must offer gift cards printed in Braille. Part IV looks at recent actions of the Federal Trade Commission ( FTC ) related to payment processors and others. Part V describes amendments to the remittance regulation promulgated by the Consumer Financial Protection Bureau ( CFPB ). Part VI focuses on regulatory responses and enforcement actions aimed at cryptocurrencies and their providers. Part VII provides some conclusions and thoughts on what the coming year may bring