MODERN BANKING SERVICES IN PRIVREDNA BANKA ZAGREB

Bankarski sektor napreduje iz dana u dan. Nove tehnologije uvele su velike promjene i pojednostavile obavljanje poslova, kako bankama, tako i korisnicima. Ušteda vremena i novca od velikog je značaja. Suvremeno bankarstvo predstavlja primjenu elektroničkog poslovanja kod obavljanja bankarskih poslova. Čovječanstvo se već koristi takvim kanalima distribucije, radi se o bankomatima, kartičnom poslovanju, mobilnom i internetskom bankarstvu. Takav oblik poslovanja pojavio se u pravo vrijeme kao odgovor na sve veću količinu svakodnevnih obveza i užurbanog života. Naravno, uz sve prednosti koje donosi suvremeno poslovanje, postoje i nedostatci koje banke nastoje riješiti kako bi ono bilo što uspješnije. U ovom radu razrađena je navedena tematika suvremenih bankarskih usluga od početaka razvoja interneta sve do danas, aktivni i pasivni bankarski poslovi, autorizacijske metode, klasično i moderno bankarstvo, prednosti i nedostatci novog poslovanja te zastupljenost internetskog bankarstva u Hrvatskoj. Rad se temelji na ponudi Privredne banke Zagreb.The banking sector is advancing day by day. New technologies have introduced major changes and simplified the performance of business, both for banks and customers. Saving time and money is of great importance. Modern banking is the application of electronic business in performing banking operations. Mankind is already using such distribution channels, such as ATMs, card business, internet and mobile banking. This form of business emerged at the right time in response to the growing amount of daily commitments and hectic pace of life. Of course, in addition to all the advantages that modern business brings us, there are also disadvantages that banks try to solve in order to have the most successful business. In this paper, the mentioned topic of modern banking services from the beginning of the development of the Internet until today is elaborated. What are active and banking operations, authorization methods, classic and modern banking, and the advantages and disadvantages of new business and the presence of internet banking in Croatia. The paper is based in some parts on the offer of Privredna bank Zagreb