ANALISIS PENGARUH INFLASI, PRODUK DOMESTIK BRUTO, DAN BAGI HASIL TERHADAP DANA PIHAK KETIGA BANK UMUM SYARIAH DI INDONESIA TAHUN 2014-2019

Third-Party Funds for Islamic Commercial Banks in Indonesia have fluctuated with a positive trendline, even though the growth in total assets in Indonesia has slowed down and third-party funds are the main assets. The greater the third party funds, the greater the banking assets. So the position of third party funds is important in the development of banking assets. This study aims to describe and examine the influence of inflation, gross domestic product, and profit-sharing on third-party funds for Islamic commercial banks in Indonesia for the period 2014-2019. The method used in this research is the descriptive-quantitative approach. The population in this study are Islamic Commercial Banks registered with the Financial Services Authority (OJK). The research sample consisted of eight Islamic Commercial Banks which are obtained based on purposive sampling with a period of six years. The data used were secondary. The statistical analysis technique used in this research is panel data regression analysis using Eviews 9. The dependent variable in this study is third party funds and the independent variables in this study are inflation, gross domestic product, and profit-sharing. The results of this study indicate that gross domestic product affects third party funds, inflation has no effect on third party funds and profit-sharing does not affect third-party funds. What Sharia Banks can do in increasing Third Party Funds are improving performance in the implementation of their activities and providing financing to the real sector until people's income can increase and people can set aside a portion of their income to save