Mobile banking in developing countries (a case study on Kenya).

The Bachelor’s degree research report will try and show whether mobile applications in such areas of mobile banking and business to business trading is mostly for local business people e.g. small-scale farmers in developing countries. The work will try to identify applications that would help all parties in developing countries, from service operators to individuals in both rural and urban areas. The report will find out whether voice and SMS services are among best ways of raising living standards in Kenya (and in that matter developing nations), considering the current situations (that is poverty, disease and civil unrest). To give some general idea of the situation in Kenya, it should be noted that 90 percent of the inhabitants of the capital city, Nairobi, have moved there from rural areas. This in turn has created a considerable demand for communications and the exchange of information between the city and outlying areas. For the individual, the lack of ways to communicate with relatives and friends in other parts of the country is a major social problem