Bankrörelsen : En studie mellan bankkrisen 1992 och 2008

Media has in the last year been dominated by news about the current financial crisis around the world. For the banking system in Sweden the crisis began to show in the beginning of 2008 and there where a lot of speculations about how serious the crisis would be and it’s consequences. In several aspects, the banks' situation in the current crisis, are linked to the banking crisis in the 1990s. Although these crises have had different break-out reasons, there are several parallels between these crises to be drawn. The purpose of this study is to analyze how these financial crises have affected the four leading banks in Sweden and see if they learned and took knowledge from the previous crisis in their organisation. The results of the study show that the banks are at a better level in terms of ratios compared to the crisis in the 1990s. Handelsbanken has distinguished itself to be the one that had the best profitability over the years. Nordea have had the hardest time to keep themselves in the market during the crisis in the 1990s but still managed in recent years to develop a strong market for their activities. We have not seen the end of today's crisis yet and therefore we can not in this stage find patterns between the two crises, and accordingly to the banks' statements some claim to have learned and take knowledge from the banking crisis in the 1990s in their organizations.