INDEPENDENSI OTORITAS JASA KEUANGAN (OJK) DALAM MELAKSANAKAN MEDIASI

The development of the world is characterized by globalization in all fields, especially the banking and financial services industry that impact fast enough for the development of the Indonesian economy. Along these developments also found a lot of problems in banking. The problems that arise are often resolved through non-litigation. Given a lot of advantages gained in resolving cases through non-litigation, especially in the mediation process. In the settlement of issues through mediation between the customer and the bank before it is implemented by Bank Indonesia is conducting an investigation and it is the Directorate of Banking Mediation. mediation a mediator should be objective, but in the implementation of the appointment of the mediator is still on hold by Bank Indonesia, it is in the process of mediation who have traveled by Bank Indonesia is not independent. The Implementation of previous mediation by Bank Indonesia has now switched to the Financial Services Authority, referred to the Directorate of Investigation and Mediation Banking also switch to the Financial Services Authority. Many observers argue that an investigation and Mediation Banking Directorate highly inappropriate transferred to the Financial Services Authority as an independent and non-Banking Institutions. But the regulation by the Financial Services Authority mediation appointment of a mediator is appointed by the Financial Services Authority. Then the implementation of mediation conducted by the Financial Services Otortias not be independent