UPAYA PENYELESAIAN HUKUM DARI PENERBIT (ISSUER) TERHADAP PENYALAHGUNAAN KARTU KREDIT OLEH PEMEGANG (CARDHOLDER) DI BANK PERMATA YOGYAKARTA

The problem studied in this legal writing was on how the efforts of legal resolution of issuer to credit card misuse conducted by cardholder in Bank Permata Yogyakarta. The purpose and intention of this research is the credit card misuse of cardholder in Bank Permata Yogyakarta. This legal research used empirical research method, thus this research needed primary data as main data and secondary data. In addition, method of data collection is not only by literary research, but also by interview to the respondents that has been determined and in this research, the location selected in Bank Permata Yogyakarta. From the result of this research by using method and technique of research, thus it can be- concluded that the- efforts of legal resolution that was conducted by issuer to the credit card misuse by cardholder in Bank Permata Yogyakarta has been appropriate to prevailing regulations, i.e. Civil Code and Bank of Indonesian Regulation Number 8/5/bank of Indonesian regulation/2006