UPAYA POLISI DALAM PENANGGULANGAN KASUS PEMBOBOLAN KARTU KREDIT MELALUI INTERNET

The development of technology in globalization era right now moves fast with the existence of internet. Thus the development of internet increasingly advances both technology and its use. The advancement of technology and the development of internet are used by some people to do crime by perforating other’s credit card through internet. Legal issue described before encourages writer to do a legal research in order to know modus operandi which used by criminal of credit card fraud through internet, besides that the writer wants to know the role of police force along with the hindrances faced in crime prevention of credit card fraud through internet. The research method used is normative legal research. Credit card is one of media of exchange in card-form issued by bank without cash. Internet is a wide network from server and computer which connected each other by telephone, micro wave and satellite canals. Credit card fraud through internet is data stealing, information about valid identity of cardholder and credit card number by internet assistance which then used to make transaction without the knowledge of cardholder. The consequence dealt by perforated credit cardholder is to pay claim from issued bank to their perforated credit card. This crime has two methods modus operandi. Those are online method and offline method. Online method is the method used by criminal to get valid identity and credit card number through internet, while offline method is the method used by criminal to get valid identity and credit card number without internet. Efforts made by police force in crime preventing of credit card fraud through internet is by acting preventive and repressive efforts. Preventive effort deals with protection and service for people, while repressive effort deals with law enforcement. The hindrances faced by police force in preventing this crime are internal hindrances including weak of computer mastery, facility and fund. External hindrance is the imperfection of laws which regulating cybercrime