EKSISTENSI PERUM JAMKRINDO SEBAGAI PENJAMIN KREDIT BAGI USAHA KECIL DAN MENENGAH DI KOTA PALEMBANG

The fundamental problem for small to medium size business is have a lot to do with financing or capital. The need for capitals is very high when someone want to start a new business. Usually with good motivation, someone will keep trying to start a small business but with very limited budget. Small to medium size businesses are in need of capital, but not all of them have a capital to cover all of their business expenses, so there is a necessity to loan some money from banks. In process of loaning capital money banks would need some assurance which have equal value to the amount their loaning to so the debitur would need an underwriters as a third party.Perum Jamkrindo is one of the underwriters who owned by the government and focused as under- writers for small and medium size business. Perum Jamkrindo Cabang Palembang is exist and grow- ing as underwriters in Palembang. this effort is taken so the small and medium size business in Palembang could grow and thrive in this competitive world in hope for better economy in Palembang.Keyword; Perum Jamkrindo Existence, Small to Medium Size Busines