Analisis Perbandingan Penilaian Faktor Finansial Bank Umum Syariah dengan Bank Umum Konvensional yang Memiliki Unit Usaha Syariah Periode 2008-2010

This study aims to compare the assessment of financial factors between Islamic Banks with Conventional Commercial Bank Has Sharia period 2008- 2010. Financial ratios used consists of aspects of CAR, KAP, NOM, STM, and MR. Samples taken in this study based on purposive sampling method of banking companies listed on the Indonesia Stock Exchange and Bank Indonesia Sharia Bank is 5 and 4 Conventional Commercial Bank Has Sharia. This research used independent sample t-test to test the hypothesis. This study found that overall there was no significant difference seen from the assessment of financial aspects of capital, asset quality, profitability, liquidity, and sensitivity to market risk between the Syariah Commercial Bank Conventional Commercial Bank which has Sharia 2008-2010 period. CAR Although quantitatively, KAP, NOM, and STM on Sharia Commercial Banks on Conventional Commercial Bank Has Sharia. Whereas MR Islamic Banks under Conventional Commercial Bank Has Sharia, but they still lack in the supply of capital to cover losses due to exchange rates