CAUSAL EFFECT OF CREDIT AND TECHNOLOGY ADOPTION ON FARM OUTPUT AND INCOME: THE CASE OF CASSAVA FARMERS IN SOUTHWEST NIGERIA

This study examined credit accessibility, technology adoption and the impact on output and income of cassava farming households in Southwest Nigeria. Data were collected using structured questionnaire through a multi-stage sampling procedure. Ondo and Ogun states were randomly selected from the six States in Southwest, Nigeria. The next stage involved the random selection of four Local Government Areas from each State. Finally, a total of five hundred and forty cassava farmers were randomly selected from both States. Propensity Score Matching, descriptive statistics and Tobit regression model were employed in the analysis. There were 387 respondents with similar characteristics. Majority of the farmers were males with mean household size of six members. Average area of land cultivated was about 1 hectare. Credit accessibility was higher among the adopters. Credit access had a positive and significant (p