ANALISIS KASUS PEMALSUAN KARTU KREDIT SEBAGAI BENTUK TINDAK PIDANA PERBANKAN

In its development, the credit card is one of the aspects in modern society that is used as a conventional payment instrument and has its own prestige. Now everyone wants everything they have to be practical and economical, especially in terms of payment systems for making transactions and one of them is by making bill payments by credit card or by internet banking, which has been widely provided by national banks and private banks in Indonesia. . The use of credit cards has been going on intensively even though it does not shift the use of cash. Convenience, convenience, security and a practical element in their use are factors that credit cards are more desirable. Carrying cash is considered more risky or unsafe, if a crime occurs it is difficult to trace it. The research method used is normative legal research (normative juridical), the criminals with credit card mode are increasingly modern and have a wide network, even from the information media which has been known that this network has reached abroad. Credit card crime has a making machine. the card, namely, the data encoding machine on the card's magnetic stripe according to the data recorded on the original card. This card is often used to make ID cards, membership cards, etc. The raw materials can be purchased from abroad or from domestic banks which are then printed according to the original or resembling