Pengaruh Faktor Internal Dan Faktor Eksternal Terhadap Profitabilitasperbankan Syariah Di Indonesiaperiode 2010? 2018

This study aims to determine the effect of Internal and External Factors on Profitability in Sharia Banking in Indonesia for the period 2010-2018. The analysis was conducted using monthly data published by the financial services authority and Bank Indonesia. The method used is a quantitative method. This study uses an error correction model method by processing data using eviews. The results of this study indicate that the CAR variable has no significant effect on ROA in the short run with a probability value of 0.1169 and a significant effect on ROA in the long run with a probability value of 0.0052. The FDR variable has no significant effect on ROA in the short run with a probability value of 0.1152, and a significant effect on ROA in the long run with a probability value of 0.0060. The NPF variable has no significant effect on ROA in the short run with a probability value of 0.1700, and a significant effect on ROA in the long run with a probability value of 0.0000. BOPO variables significantly influence ROA in the short run with a probability value of 0.0000, and a significant effect on ROA in the long run with a probability value of 0.0000. Inflation variable has a significant effect on ROA in the short run with a probability value of 0.0004 and a significant effect on ROA in the long run with a probability value of 0.0000. The exchange rate variable has no significant effect on ROA in the short run with a probability value of 0.11143, and a significant effect on ROA in the long run with a probability value of 0.0319. BI Rate variable does not significantly influence ROA in the short run with a probability value of 0.2449, and a significant effect on ROA in the long run 0.0007. The simultaneous variables CAR, FDR, NPF, BOPO, Inflation, Exchange Rates, and BI Rates simultaneously have a significant effect on ROA in the short run with a probability value of 0.0000, and simultaneously a significant effect on ROA in the long run with a probability of 0.0000. The contribution of CAR, FDR, NPF, BOPO, Inflation, Exchange Rate, and BI Rate to the ROA variable in the short term was 67.4%, and the remaining 32.6% was explained by other variables not included in this study. While the contribution of CAR, FDR, NPF, BOPO, Inflation, Exchange Rate, and BI Rate variables to the ROA variable in the long run is 89%, and the remaining 11% is explained by other variables not included in this study