Models of shipbuilding financing and business financing system on the example of Jadrolinija and brodograđevna industrija Split ltd

Da bi se održali konkurentima na tržištu, brodari, odnosno kompanije moraju konstantno unaprjeđivati svoju uslugu, kadar i tehničku infrastrukturu (brodove). U tome im svakako pomažu stručni kadrovi i analize koje isti provode, vlastiti kapital i financijska sredstva, ali i „tržište zaduživanja“ koje služi da svojim neograničenim resursima pomogne brodarima u ostvarenju ciljeva, u ovom redu konkretno nabave novih brodova. Neki od glavnih načina zaduživanja su krediti, leasing, bilančno financiranje i financiranje iz javnih sredstava. Svaki od ovih načina ima dvojak pozitivan i negativan utjecaj i na primatelja i na davatelja pozajmice, a da bi se konkretnije dočaralo što to zapravo znači, izdvojeni su stvarni pokazatelji poslovanja dvaju nacionalnih najvećih brodara, odnosno Jadrolinije i Brodosplita.In order to stay competitive with the market, shipowners companies must constantly improve their service, staff and technical infrastructure (ships). They are certainly helped by the professional staff which analyzes they conduct, their own capital and financial resources, but also the "borrowing market" which serves to help shipowners with their unlimited resources in achieving their goals, in particular the purchase of new ships. Some of the main ways of borrowing are loans, leasing, balance sheet financing and public financing. Each of these methods has a twofold positive and negative impact on both the borrower and the lender, and in order to know more specifically what this actually means, the actual business indicators of the two largest national shipping companies, Jadrolinija and Brodosplit, have been singled out