Hrvatska na putu u Europsku monetarnu uniju : Završni rad

Ekonomska i monetarna unija je (EMU) je nastala iz želje zemalja članica da se postigne veći razina suradnje i integracije koja bi rezultirala boljom trgovinom, stabilnosti i generalnim gospodarskim rastom. Jedan od temelja je europodručje, zona koju sačinjavaju članice koje koriste zajedničku valutu euro. Primarni cilj je osiguravanje željene stabilnosti cijena država članica pod nadzorom Eurosustava – Europske središnje banke i središnjih banki država. Hrvatska je na putu ulaska u europodručje. Zadovoljila je većinu kriterija nominalne konvergencije, te ja sad u sustavu Europskog tečajnog mehanizma (ERM II). RH će kroz naredne dvije godine trebati održati dogovorenu stabilnost kune u odnosu na euro da bi joj bio omogućeno uvođenje eura. Sama promjena valute će uzrokovati manje troškove, ali dugoročni učinak će biti pozitivan. Rast će trgovina, turizam i strane investicije. Nestat će valutni rizik, čime će Hrvatsko gospodarstvo postati stabilnije, a padom kamata će se još dodatno stimulirati rast.The Economic and Monetary Union (EMU) was founded on the desire of the member countries for the achievement of a higher level of cooperation and integration which would result in an improvement in trade, stability and overall economic growth. One of the pillars of the EMU is the euro area, a zone comprised of countries that use the same currency – the euro. The primary goal is to secure the targeted price stability of the members under the supervision of the Eurosystem – The European Central Bank and the central bank of member countries. Croatia is on its way to become a member of the euro area. It has met most of the convergence criteria required for joining and has now entered the Exchange Rate Mechanism (ERM II). Croatia will have to maintain the agreed upon currency stability of the kuna with regards to the euro for the next two years in order to be allowed to adopt the euro as its currency. The transition itself will cause minor expenses, but will have positive long-term effects. Trade, tourism and foreign investment will all experience growth. Currency risk will disappear, which will result in a more stable economy for Croatia, which will be further stimulated by a drop in interest rate