SOURCES OF FINANCING FOR SMALL AND MEDIUM SIZED ENTERPRISES IN THE REPUBLIC OF CROATIA

Mala i srednja poduzeća u Republici Hrvatskoj čine važan segment hrvatskog gospodarstva. Posebno važna tema za mala i srednja poduzeća jest pristup izvorima financiranja. Zastarjeli načini financiranja te nestimulativno institucionalno okruženje su temeljni problemi s kojima se sektor malih i srednjih poduzeća susreće. Stoga je važno istražiti izvore financiranja malih i srednjih poduzeća u Republici Hrvatskoj kako bi se dobio jasan uvid o stanju tog sektora i potencijalu neiskorištenih izvora.Small and medium - sized enterprises in the Republic of Croatia are an important segment of the Croatian economy. Particularly relevant topic for small and medium - sized business is access to sources of funding. Outdated ways of funding and unstimulating institutional environment are the key problems in Croatia. Therefore, it is important to explore the sources of funding small and medium – sized enterprises in Croatia in order to gain a clear insight into the market situation and potential of unexploited sources