Analisis Perbandingan Kinerja Keuangan Bank Umum Konvensional Dan Bank Umum Syariah Berdasarkan Rasio Keuangan Bank (Studi pada Bank Konvensional yang Terdaftar di BEI yang Memiliki Bank Syariah Periode 2017-2019)

This study aims to determine the financial performance of conventional banks and Islamic banks for the period 2017-2019 viewed from the financial statements of banks using quantitative research. The population in this study are conventional commercial banks and Islamic commercial banks listed on the Indonesia Stock Exchange in 2017-2019. The sample in this study used the Purpose Sampling method. The samples used were BNI Bank, BNI Syariah Bank, BRI Bank, and BRI Syariah Bank. Measuring instruments used in this study are CAR (Capital Adequacy Ratio), NPL (Non Performing Loan), ROA (Return On Asset), ROE (Return On Equity), LDR (Loan to Deposit Ratio), and BOPO (Shopping) Operational against Operating Income). The results showed that viewed from conventional banks ROA is better than Islamic banks, when viewed from CAR, ROE and NPL conventional banks and Islamic banks have healthy bank health, while viewed from BOPO conventional banks and Islamic banks have unhealthy BOPOs. When viewed from the LDR, Islamic banks are better than conventional bank