ENGARUH RISIKO KREDIT DAN PROFITABILITAS TERHADAP LIKUIDITAS KOPERASI (Studi Kasus pada Koperasi Nurul Iman Sukaraja Kabupaten Sukabumi)

Ripal November (1530611008) University of Muhammadiyah Sukabumi. Effect of Credit Risk and Profitability on Cooperative Liquidity in Nurul Iman Cooperative (Advisor Ismet Ismatullah, S.E., M.Ak. And Ade Sudarma, SE., MM) This research was conducted to determine the Effect of Credit Risk and Profitability on Cooperative Liquidity at the Nurul Iman Sukaraja Cooperative in Sukabumi Regency. The variables used in this study are Credit Risk, Profitability, and Cooperative Liquidity. The cooperative is a non-bank financial institution whose main activities are collecting and channeling funds to its members. Therefore the cooperative is obliged to return the funds of its members who save funds to the cooperative. One of the cooperatives in Sukabumi Regency is Koperasi Nurul Iman. In addition to operational activities, the cooperative will also benefit from being able to find problems that will arise at any time, one of which is the risk of credit or non-performing loans. The purpose of this study is to determine the magnitude of the influence of credit risk and profitability on cooperative liquidity in the Cooperative Nurul Iman. The research method used is quantitative with an associative approach. The measurement scale used is the ratio scale. The population used in this study is the monthly Financial Report of Nurul Iman Cooperative in 2016-2018 with 36 samples. Data collection techniques in this study used secondary data sources. While the data analysis technique used in this study is the classic assumption test (normality test, multicollinearity test, autocorrelation test, and heteroscedasticity test), multiple linear regression test, and hypothesis test (F test, t test, and coefficient of determination). Analysis of the data in this study using the help of IBM SPSS 24 for Windows. The results of this study show that the effect of credit risk partially does not affect cooperative liquidity, profitability partially has a positive effect on cooperative liquidity, while credit risk and profitability simultaneously influence cooperative liquidity by 17.2% while the remaining 82.8% is influenced by factors others not examined in this study