A STUDY ON THE MADB LOANS FOR PADDY DOMINANT AGRICULTURE PRODUCTION

This study analyzes the impact of agricultural input subsidized by government and actual paddy production of farmers. The descriptive method is used base on both primary data and secondary data from Minister of Agriculture, Livestock and Irrigation of Myanmar in this thesis. It is found that MADB loans offer to farmers by government subsidies. There are six objectives on loans disbursing. These objective are to develop of agricultural, livestock and rural socio-economic enterprises in a simple procedure, to promote rural banking, to encourage saving habit in order to bring about it self-help spirit among rural population, to support socio-economic development in the rural area, to cultivate habit of using banking service and to develop banking business. MADB banks disburse loan by rule and regulation. Bank cannot offer to first priority to farmer’s needs and cannot disburse individually to farmers. MADB first priority is to get most resettlement in every year. Bank disburse loans to village tract level. So MADB cannot disburse the loans to farmers with sufficient and right time. Most of farmers rely on local loans for cultivation cost. Sample outpu