PENGARUH PERSEPSI KEAMANAN DAN FITUR LAYANAN TERHADAP NASABAH PENGGUNA APLIKASI MOBILE BANKING PADA PERBANKAN SYARIAH (Studi Pada Mahasiswa Perguruan Tinggi Islam di Malang)

This study aims to determine the effect of security perceptions and service features on customers using mobile banking applications in Islamic banking. The object of this research is students as customers of Islamic banks who use the mobile banking application. This type of research is quantitative descriptive with data collection techniques using a questionnaire. The data analysis technique used in this research is validity test, reliability test, data normality test, heteroscedasticity test, multicollinearity test, multiple linear analysis test, t test, f test and determination test. The results of this study found that perceptions of security and service features affect customers of mobile banking users in Islamic banking