The study on issues around irresponsible lending and borrowing in the UK consumer credit market raises more questions than answers. This owes to the secretive and competitive nature of the lending market, whose main artillery is information. It is therefore not surprising that lenders were not forthcoming in volunteering information about their operations. Government recently proposed to clamp down on rogue lenders for excessively levying charges on borrowers. The media continues to highlight heightening concerns about alleged irresponsibility in the consumer lending circles, prompting the Government to commission a number of studies and undertakings to investigate and address the issues raised. This report explores issues around lending...
Five years into the 21st century and consumer debt levels in Australia are still escalating. Simulta...
Abstract Credit risk is always treated as the major risk inherent in a bank's banking and trading ac...
In many countries consumer credit legislation provides for the extension of liability for product f...
The UK has generally had a relatively ‘light touch’ regulatory framework for consumer credit, with t...
The recent banking crisis and increased regulations in US, generated substantial challenges in the t...
More than a decade after the outbreak of the global financial crisis, consumers across the EU have b...
More than a decade after the outbreak of the global financial crisis, consumers across the EU have b...
Consumer finance has become one of the most important areas of banking, both because of the amount o...
Resulting from instability in the UK financial climate in recent times, consumers have increasingly ...
In 2001 the Government announced the Consumer Credit Review, initiating consultations on changes to ...
Consumer credit probably began in the United States early in the nineteenth century, but it has only...
ABSTRACT With the global economy left in shatters after the events of the subprime mortgage crisis, ...
A recent report by the National Union of Students (NUS, 2012) found significant levels of anxiety ov...
Financial markets suffered their one of the worst decline as the cost of borrowing for corporations ...
Consumer finance has become one of the most important areas of banking both because of the amount of...
Five years into the 21st century and consumer debt levels in Australia are still escalating. Simulta...
Abstract Credit risk is always treated as the major risk inherent in a bank's banking and trading ac...
In many countries consumer credit legislation provides for the extension of liability for product f...
The UK has generally had a relatively ‘light touch’ regulatory framework for consumer credit, with t...
The recent banking crisis and increased regulations in US, generated substantial challenges in the t...
More than a decade after the outbreak of the global financial crisis, consumers across the EU have b...
More than a decade after the outbreak of the global financial crisis, consumers across the EU have b...
Consumer finance has become one of the most important areas of banking, both because of the amount o...
Resulting from instability in the UK financial climate in recent times, consumers have increasingly ...
In 2001 the Government announced the Consumer Credit Review, initiating consultations on changes to ...
Consumer credit probably began in the United States early in the nineteenth century, but it has only...
ABSTRACT With the global economy left in shatters after the events of the subprime mortgage crisis, ...
A recent report by the National Union of Students (NUS, 2012) found significant levels of anxiety ov...
Financial markets suffered their one of the worst decline as the cost of borrowing for corporations ...
Consumer finance has become one of the most important areas of banking both because of the amount of...
Five years into the 21st century and consumer debt levels in Australia are still escalating. Simulta...
Abstract Credit risk is always treated as the major risk inherent in a bank's banking and trading ac...
In many countries consumer credit legislation provides for the extension of liability for product f...